About Lumera Life
Life insurance is about more than a policy. It’s about the people you love, the responsibilities you carry, the future you’re building, and the legacy you hope to leave behind.
Why Lumera Life Exists
Lumera Life was built around a simple conviction: life insurance is about more than a policy.
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Many of the people behind Lumera Life have seen firsthand how quickly life can change. Friends, parents, coworkers, mentors, and people we cared about faced circumstances no one expected—and in some cases, the families left behind were not as prepared as they wished they had been.
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Those experiences changed the way we look at life insurance.
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We see a policy as more than a piece of paper. It is a promise someone makes to the people they love most: that even if life prevents them from being there tomorrow, the protection they put in place today can still be there for their family.
Our Mission
Our mission is to help families protect what they have worked for, prepare for what they cannot predict, and create a financial legacy for the people they love most.
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Our licensed professionals are here to understand the family behind the quote—not simply the numbers on a form. We want every person who comes to Lumera Life to receive thoughtful guidance, clear information, and serious attention to finding protection appropriate for their needs.
Meet the People Behind Lumera Life
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TRAVIS HOOVER
Co-Founder | Licensed Insurance Agent
KRISTINA HOOVER
Co-Founder | Licensed Insurance Agent
MIKE MARRA
Co-Founder | Licensed Insurance Agent
For Travis Hoover, Lumera Life is about more than insurance—it’s about family, responsibility, and protecting what you’ve worked a lifetime to build. Married to Kristina for 15 years and a father of three, Travis understands personally the responsibility that comes with protecting the people who depend on you. He co-founded Lumera Life alongside Kristina and Mike with a belief that families deserve clear guidance from people who genuinely care about their future. For Travis, every conversation represents a real family, a real responsibility, and a legacy worth protecting.
For Kristina Hoover, Lumera Life’s mission comes from deeply personal experience. After losing both her father and brother within roughly a year and a half, Kristina saw firsthand how financial responsibilities can add to the weight of an already devastating loss when adequate protection is not in place. As a wife and mother of three, she co-founded Lumera Life alongside Travis and Mike with a deeply personal purpose: helping families prepare for the unexpected and protect the people they love most. Kristina approaches every family with compassion, understanding that behind every policy is a family, a future, and a legacy worth protecting.
With more than two decades in the insurance industry, Mike Marra has built his career around helping individuals and families protect the people and futures that matter most to them. A husband and father of four sons, Mike’s life is grounded in family, faith, service, and responsibility. His family’s strong connection to military service has further shaped his belief in preparing today for the people who depend on us tomorrow. Mike co-founded Lumera Life alongside Travis and Kristina with a commitment to providing families with experienced, thoughtful guidance and helping protect everything they have worked to build.